Expressnews
Key Summary of Business Performance (as on 30.09.2025)
Business
• Global Business increased by 13.55% (y.o.y) to ₹26,78,963 Cras at September 2025, Global Deposits increased by 13.40%(y.o.y) to ₹15,27,922 Cr and Global Advance (gross) increased by 13.74% (y.o.y) to ₹11,51,041 Cr.
• Domestic Deposit of the Bank stood at ₹13,94,999 Cr as at September 2025 with growth of 12.62% (y.o.y).
• Domestic Advances(gross) of the Bank stood at ₹10,81,428 Cr as at September 2025 grew by 13.34% (y.o.y).
• RAM credit increased by 16.94% (y.o.y) to ₹ 6,71,141 Cr
• Retail lending Portfolio increased to ₹2,51,190 Cr i.e., grew by 29.11% (y.o.y).
• Housing Loan Portfolio increased by 15.25% (y.o.y) to ₹1,14,615 Cr.
Asset Quality
• Gross Non-Performing Assets (GNPA) ratio improved at 2.35% as at Sept 2025 down from 2.69% as at June 2025 and 3.73% as at Sept 2024.
• Net Non-Performing Assets (NNPA) ratio improved to 0.54% as at Sept 2025 down from 0.63% as at June 2025 and 0.99% as at Sept 2024.
• Provision Coverage Ratio (PCR) stood to 93.59% as at Sept 2025 against 93.17% as at June 2025, and 90.89% as at Sept 2024.
Capital Adequacy
• CRAR stood at 16.20% as at Sept 2025. Out of which CET1 is 12.21%, Tier-I is 14.28% and Tier-II is 1.92%.
Priority Sector & Financial Inclusion
• The Bank has achieved Targets in Priority Sector at 44.56% and Agricultural Credit at 21.44% of ANBC as at Sept 2025, as against the norm of 40% and 18% respectively.
• Credit to Small and Marginal Farmers stood at 14.38% of ANBC, against the norm of 10.00%.
• Credit to Weaker Sections stood at 20.14% of ANBC, against the norm of 12.00%.
• Credit to Micro Enterprises stood at 9.98% of ANBC, against the norm of 7.50%.
• Credit to Non-Corporate Farmers stood at 17.12% of ANBC, against the norm of 14.00%.
Network
• As on 30.09.2025, the Bank has 9948 Number of Branches, out of which 3165 are Rural,2954 Semi Urban,1957 Urban & 1872Metro along with 7405 ATMs. Bank is also having 4 Overseas Branches in London, New York, Dubai & IBU Gift City.
